Analytics, not advice. Rankings and scores describe past performance and are not recommendations.
Retirement Fund
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth
SBI Mutual Fund · Managed by Rohit Shimpi; Ardhendu Bhattacharya
39slipping
Latest NAV
₹15.0958
as of 07 Aug 2026
AUM
—
Expense ratio
0.97%
as of 30 Jun 2026
Inception
17 Feb 2021
FundScore
39/100slipping
Rank #66 of 147 in Retirement Fund · top 61%
A daily percentile of this fund’s past performance within its SEBI category — analytics, not advice, and not a prediction or recommendation.
Trailing returns
Annualised returns to the latest NAV. Refreshed nightly.
1M
0.90%
3M
2.76%
6M
2.69%
1Y
3.63%
3Y CAGR
7.27%
5Y CAGR
7.51%
Since incep.
7.76%
Fund details
- Fund manager
- Rohit Shimpi; Ardhendu Bhattacharya
- Riskometer
- Moderately High Risk
- Type
- Open Ended
- Portfolio turnover
- —
- Volatility (3Y)
- 3.4%
- Rating (external)
- —
Investment objective
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
NAV history
Zoom and pan · ranges from 1M to since-inception.
Rolling returns
Every 30-day step. The true distribution, not cherry-picked.
Rank history
Percentile within category over the last 2 years.
FundScore components
Pro-only breakdown of consistency, recency, and volatility scores.
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Pro
Market-cap distribution
Large / mid / small / micro-cap split of this fund's equity holdings, from its latest look-through portfolio. Shown as a share of classified equity.
Large cap57.0%
Mid cap22.1%
Small cap20.9%
Stock holdings
Latest portfolio disclosure for this scheme. Snapshot as of 30 Jun 2026.
6.90% CGL 2065
debt
16.05%
Bharat Sanchar Nigam Ltd.
debt
7.00%
National Bank for Agriculture and Rural Development
debt
6.94%
7.43% CGL 2076
debt
6.88%
7.09% CGL 2074
debt
6.54%
Summit Digitel Infrastructure Pvt. Ltd.
debt
5.22%
Torrent Power Ltd.
debt
3.56%
REC Ltd.
debt
3.52%
Muthoot Finance Ltd.
debt
3.48%
Knowledge Realty Trust
debt
3.47%
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)
debt
3.47%
Cholamandalam Investment & Finance Co. Ltd.
debt
3.45%
Godrej Properties Ltd.
debt
3.45%
Union Bank of India( AT1 Bond under Basel III )
debt
2.77%
HDFC Bank Ltd.
equity
1.44%
ICICI Bank Ltd.
equity
1.20%
Larsen & Toubro Ltd.
equity
0.82%
State Bank of India
equity
0.80%
Maruti Suzuki India Ltd.
equity
0.76%
Axis Bank Ltd.
equity
0.60%
Ultratech Cement Ltd.
equity
0.55%
Kotak Mahindra Bank Ltd.
equity
0.51%
Bajaj Finance Ltd.
equity
0.49%
Infosys Ltd.
equity
0.48%
Hindalco Industries Ltd.
equity
0.46%
JSW Cement Ltd.
equity
0.41%
Urban Company Ltd.
equity
0.41%
Timken India Ltd.
equity
0.39%
Schaeffler India Ltd.
equity
0.38%
Thermax Ltd.
equity
0.36%