Analytics, not advice. Rankings and scores describe past performance and are not recommendations.
Top Credit Risk Funds in India — ranked by FundScore
Credit risk funds must invest at least 65% in corporate debt rated AA or below, earning higher yields as compensation for genuine default risk. The category's 2018–2020 credit events showed the downside is real — these are the riskiest mainstream debt funds.
The ranking below is a published-formula percentile within this SEBI category (consistency, recency and volatility of returns) — refreshed daily from public AMFI NAV data. It describes past performance; it is not a recommendation to buy or sell.
Funds shown
25
Top of the category by FundScore
Median 1Y return
7.63%
Across the funds shown
Median expense ratio
0.68%
Direct plans, across the funds shown
Top 25 credit risk funds
Sorted by FundScore percentile within the category. Click any fund for NAV history, rolling returns and holdings.
| # | Fund | FundScore | 1Y | 3Y | 5Y | Expense | AUM |
|---|---|---|---|---|---|---|---|
| 1 | BANK OF INDIA CREDIT RISK FUND Bank of India Mutual Fund | strong · p93 | 16.96% | 10.02% | 27.68% | 0.51% | — |
| 2 | BANK OF INDIA CREDIT RISK FUND Bank of India Mutual Fund | strong · p92 | 16.49% | 9.62% | 27.26% | — | — |
| 3 | DSP Credit Risk Fund DSP Mutual Fund | strong · p91 | 10.81% | 16.59% | 13.30% | 0.40% | — |
| 4 | DSP Credit Risk Fund DSP Mutual Fund | strong · p90 | 9.82% | 15.84% | 12.46% | — | — |
| 5 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | strong · p89 | 11.77% | 13.11% | 10.86% | 0.67% | — |
| 6 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | strong · p88 | 11.77% | 13.11% | 10.86% | 0.67% | — |
| 7 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | strong · p87 | 10.84% | 12.14% | 9.90% | — | — |
| 8 | Invesco India Credit Risk Fund Invesco Mutual Fund | strong · p86 | 7.54% | 9.37% | 8.32% | 0.24% | — |
| 9 | Invesco India Credit Risk Fund Invesco Mutual Fund | strong · p85 | 7.54% | 9.37% | 8.32% | 0.24% | — |
| 10 | Baroda BNP Paribas Credit Risk Fund -Direct-Growth Option Baroda BNP Paribas Mutual Fund | strong · p84 | 6.91% | 8.32% | 9.29% | 0.68% | — |
| 11 | ICICI Prudential Credit Risk Fund ICICI Prudential Mutual Fund | strong · p83 | 7.34% | 9.06% | 7.97% | 0.77% | — |
| 12 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | strong · p82 | 7.63% | 8.81% | 7.84% | 0.60% | — |
| 13 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | strong · p81 | 7.63% | 8.81% | 7.84% | — | — |
| 14 | Axis Credit Risk Fund Axis Mutual Fund | strong · p80 | 7.94% | 8.69% | 7.62% | 0.82% | — |
| 15 | SBI CREDIT RISK FUND SBI Mutual Fund | steady · p79 | 7.81% | 8.43% | 7.65% | — | — |
| 16 | SBI CREDIT RISK FUND SBI Mutual Fund | steady · p78 | 7.81% | 8.42% | 7.65% | 0.91% | — |
| 17 | SBI CREDIT RISK FUND SBI Mutual Fund | steady · p77 | 7.81% | 8.42% | 7.65% | — | — |
| 18 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | steady · p76 | 7.82% | 8.35% | 7.33% | — | — |
| 19 | ICICI Prudential Credit Risk Fund ICICI Prudential Mutual Fund | steady · p75 | 6.91% | 8.26% | 7.23% | — | — |
| 20 | HDFC Credit Risk Fund HDFC Mutual Fund | steady · p74 | 6.97% | 8.10% | 7.06% | 1.01% | — |
| 21 | HDFC Credit Risk Fund HDFC Mutual Fund | steady · p73 | 6.69% | 8.19% | 7.09% | 1.01% | — |
| 22 | Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option Baroda BNP Paribas Mutual Fund | steady · p72 | 6.09% | 7.48% | 8.44% | — | — |
| 23 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | steady · p71 | 6.80% | 7.98% | 7.06% | — | — |
| 24 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | steady · p70 | 6.80% | 7.98% | 7.06% | — | — |
| 25 | Kotak Credit Risk Fund Kotak Mahindra Mutual Fund | steady · p69 | 6.73% | 8.46% | 6.65% | 0.80% | — |
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