Analytics, not advice. Rankings and scores describe past performance and are not recommendations.

Top Retirement Funds in India — ranked by FundScore

Retirement funds are solution-oriented schemes with a lock-in of 5 years or until retirement age, whichever is earlier. Most offer aggressive, moderate and conservative plans so the equity-debt mix can be stepped down as retirement approaches.

The ranking below is a published-formula percentile within this SEBI category (consistency, recency and volatility of returns) — refreshed daily from public AMFI NAV data. It describes past performance; it is not a recommendation to buy or sell.

Funds shown
25
Top of the category by FundScore
Median 1Y return
8.32%
Across the funds shown
Median expense ratio
0.79%
Direct plans, across the funds shown
Top 25 retirement funds
Sorted by FundScore percentile within the category. Click any fund for NAV history, rolling returns and holdings.
#FundFundScore1Y3Y5YExpenseAUM
1ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option
ICICI Prudential Mutual Fund
strong · p100
12.96%22.23%21.09%0.65%
2ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - IDCW Option
ICICI Prudential Mutual Fund
strong · p99
12.96%22.22%21.08%0.65%
3ICICI Prudential Retirement Fund - Pure Equity - Growth Option
ICICI Prudential Mutual Fund
strong · p98
11.49%20.57%19.46%
4ICICI Prudential Retirement Fund - Pure Equity - IDCW Option
ICICI Prudential Mutual Fund
strong · p97
11.49%20.57%19.46%
5ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - IDCW Option
ICICI Prudential Mutual Fund
strong · p96
13.45%19.68%16.68%0.65%
6ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - Growth Option
ICICI Prudential Mutual Fund
strong · p95
13.41%19.69%16.67%0.65%
7Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth
Aditya Birla Sun Life Mutual Fund
strong · p94
19.11%17.22%13.66%0.97%
8ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option
ICICI Prudential Mutual Fund
strong · p93
11.89%18.00%15.03%
9ICICI Prudential Retirement Fund - Hybrid Aggressive - IDCW Option
ICICI Prudential Mutual Fund
strong · p92
11.85%17.98%15.02%
10Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth
Aditya Birla Sun Life Mutual Fund
strong · p91
17.54%15.68%12.10%
11Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option
Tata Mutual Fund
strong · p90
9.58%15.04%12.54%0.55%
12Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option
Tata Mutual Fund
strong · p89
9.11%14.01%12.26%0.58%
13ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - IDCW Option
ICICI Prudential Mutual Fund
strong · p88
8.32%11.05%9.35%0.65%
14ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option
ICICI Prudential Mutual Fund
strong · p87
8.32%11.05%9.35%0.79%
15SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth
SBI Mutual Fund
strong · p86
7.96%11.10%12.81%1.13%
16SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Mutual Fund
strong · p85
7.96%11.10%12.81%0.97%
17Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
Aditya Birla Sun Life Mutual Fund
strong · p84
7.68%12.30%10.38%0.95%
18Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option
Tata Mutual Fund
strong · p83
8.03%13.38%10.88%
19Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option
Tata Mutual Fund
strong · p82
7.62%12.43%10.68%
20ICICI Prudential Retirement Fund - Hybrid Conservative - IDCW Option
ICICI Prudential Mutual Fund
strong · p81
7.03%9.79%8.13%
21ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option
ICICI Prudential Mutual Fund
strong · p80
7.03%9.79%8.13%
22Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option
Nippon India Mutual Fund
steady · p79
4.29%13.22%13.34%0.87%
23Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan-Growth Plan- Bonus Option
Nippon India Mutual Fund
steady · p78
4.29%13.22%13.34%0.85%
24Axis Retirement Fund - Dynamic Plan - Direct Growth
Axis Mutual Fund
steady · p77
4.38%13.73%10.45%1.37%
25SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth
SBI Mutual Fund
steady · p76
6.89%9.96%11.57%
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